Tuesday, February 17, 2009

hartford life insurance

HartfordHartford, city (1990 pop. 139,739), state capital, Hartford co., central Conn., on the west bank of the Connecticut River; settled as Newtown 1635–36 on the site of a Dutch trading post (1633; abandoned 1654), inc. 1784.

Investment contracts whose issuer pays a periodic amount linked to the investment performance of an underlying portfolio. Principal First Preferred, a guaranteed minimum withdrawal benefit that costs less than Principal First, its original withdrawal rider. The new rider guarantees withdrawals of up to 5% a year of premium for an annual charge of 20 basis points. Principal First guarantees up to 7% withdrawals at a cost of 50 basis points.

Hartford Life Insurance is a leading provider of individual and group life insurance policies in the United States. It offers five variable universal life (VUL) products and five universal life products (UL), depending on the policyholder's individual needs. Hartford Life also sells term life insurance which gives coverage for a specific period of time, and whole life insurance for coverage from the time you purchase the policy until death.

Contacting Hartford Life
Hartford Life Insurance Company
500 Bielenberg Drive
Woodbury, MN 55125
(800) 243-5433 (Individual life insurance)
(888) 747-8819 (Group life insurance)
Hartford's History
The Hartford began as the Hartford Fire Insurance Company, founded in 1810 in Hartford, Connecticut. Although The Hartford didn't enter the life insurance industry until 1959, it is one of the largest United States-based companies to provide investment and insurance products and services throughout the world. Its international locations are in Japan, Brazil, Ireland, England and Canada. Hartford Life Insurance Company enjoys its prominence as having the third largest group life insurance sales and the fourth largest total assets value. Currently, 11,000 independent agencies and over 100,000 brokers sell Hartford's life insurance products.

Hartford's Ratings
Hartford's ratings are as follows:

A+ by A.M. Best
AA by Fitch
Aa3 by Moody's
AA- by Standard & Poor's

The Hartford is winner of six DALBAR awards for giving exceptional service to its life insurance customers (2001-2006). The companies that enjoy DALBAR awards are recognized for their consistent commitment to their customers.