Sunday, March 15, 2009

perma term 3 universal life insurance

Universal Life Insurance
Provides immediate cash value, flexible premium payment plans, tax-deferred savings and guaranteed death. Auto-Owners Perma Term 2 o'clock-3 o'clock Universal Life programs can be specifically adapted to individual needs protection, financial security and retirement needs are complementary.

Whole Life Insurance
Provides level death benefit protection with level premiums and guaranteed cash values. Auto-Owners Whole Life insurance cash value may be necessary for emergency family needs and can contribute to future pension.

Simplified issue life
This plan offers guaranteed premiums, death benefit and cash values to age 110 for policyholders ages 50-80. Provides coverage for final expenses such as medical and hospital expenses, debts and funeral expenses. Easy-to-complete short form application with minimal underwriting requirements.

Simplified Issue Children's Advantage Plan Plus ®
This plan offers guaranteed premiums, death benefit and cash values to age 110 for policyholders within 15 days by age 17. The death benefit is automatically 50% between the ages of 18 and then again at the age of 25, without increasing the premium. A driver's pension is in all states except Florida and Minnesota.

Term insurance provides coverage for a specific period such as 10, 20 or 30 years. It is to protect the short-term needs such as bonds, mortgages or protection while children are young. Normally term insurance cash value. The following products can meet your needs definition.